Terms of Service | Tiny Budget App

1. Acceptance of Terms

By accessing or using Tiny Budget App ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Tiny Budget App is a personal and business budgeting application that allows users to:

Track income and expenses
Create and manage budgets
Categorize transactions
Manage debt payoff strategies and savings goals
Track net worth over time
Connect bank accounts (Pro/Business tiers)
Create invoices, estimates, and tax reports (Business tier)
Track business expenses for tax purposes (Business tier)

3. Account Registration

To use certain features of the Service, you must register for an account. You agree to:

Provide accurate and complete registration information
Maintain the security of your account credentials
Notify us immediately of any unauthorized use of your account
Accept responsibility for all activities under your account

4. Subscription and Payments

Tiny Budget App offers free and paid subscription tiers. For paid subscriptions:

Payments are processed securely through Stripe
Subscriptions automatically renew unless cancelled
You may cancel your subscription at any time
Refunds are provided at our discretion
Prices may change with 30 days notice

5. Acceptable Use

You agree not to:

Use the Service for any illegal purpose
Attempt to gain unauthorized access to our systems
Interfere with or disrupt the Service
Upload malicious code or content
Resell or redistribute the Service without permission
Use the Service to store or transmit infringing content

6. Financial Disclaimer

Tiny Budget App is not a financial advisor. The Service is a tool to help you track and manage your finances. We do not provide financial, tax, or legal advice. You should consult qualified professionals for such advice.

While we strive for accuracy, we are not responsible for any financial decisions you make based on information displayed in the Service. Tax calculations and categorizations are estimates and should be verified with a tax professional.

7. Data and Privacy

Your use of the Service is also governed by our Privacy Policy. By using the Service, you consent to our collection and use of data as described in the Privacy Policy.

8. Intellectual Property

The Service and its original content, features, and functionality are owned by Tiny Budget App and are protected by international copyright, trademark, and other intellectual property laws.

9. Limitation of Liability

To the maximum extent permitted by law, Tiny Budget App shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses resulting from your use of the Service.

10. Service Availability

We strive to maintain high availability but do not guarantee uninterrupted access to the Service. We may modify, suspend, or discontinue the Service at any time with reasonable notice.

11. Changes to Terms

We may update these Terms from time to time. We will notify you of significant changes by email or through the Service. Continued use of the Service after changes constitutes acceptance of the new Terms.

12. Contact Us

If you have any questions about these Terms, please contact us at support@leviathanlabs.org